For enterprise critical systems, applying cutting-edge technologies to existing processes is often burdened with delay, misapplied technology, and enormous costs. Because of this fact, it is the philosophy of PremiumWare® to focus not on unproven, emerging technologies, but rather on the productive edge of technological advancement. Such a commitment to maturing technologies ensures stability, integration, compatibility, and full application. When asked to comment on this approach Rifle Hughes, Technical Project Leader stated, “because we have a history of effectively applying technology to the enterprise audit system, PremiumWare® recognizes and understands both effective and ineffective applications of technology. The web browser has reached a level of standardization and maturity that offers not only open but also stable environments, capable of addressing the future needs of business-critical applications and data. By selecting mature web-based technologies, PremiumWare® has implemented an all-new, targeted, application utilizing an Internet-enabled browser as a platform for independent user interface.”

It is no longer necessary for Auditors, Underwriters, Loss Control, or Fee Based companies to directly contact or manually produce information. The PremiumWare® system automatically, through patent pending processes, generates, distributes and tracks all coordinating information. Information is quickly viewed via intelligent queries. From this list, a user may “drill-down” into individual facets and view all associated information. Additionally, notices and associated information are automatically distributed through an integrated process that is system independent and cross company compatible. The PremiumWare® Enterprise Audit System allows unlimited and seamless access to all required information, and due to the browser-based, design does not require the end user to have any proprietary systems or hardware. Underwriting, Loss Control, outside Fee, and effected companies are now brought into the audit process in a online, ad hoc, process allowing insurance companies to reap the benefits of real-time communication and required (secure) individual access.

In consideration of security, user IDs and passwords are issued for licensed users only. In order to protect transferred information, all PremiumWare® transactions occur over a Secure Socket Layer (SSL) connection utilizing 128-bit encryption algorithms. Each of these measures ensures no loss of data and absolute protection of audit information. Additionally, because of flexible setups and administrator settings all information is automatically routed to “only” the required individuals. This automatic and real-time process allows insurance companies to reduce unneeded manual and wasted effort that has for years detracted from quality and the bottom line.